Accounting for businesses that run on stablecoins.

Receive USDC in the wallet you control

Keep your current wallet and payment flow. Customers can pay from a Zetra payment page, your checkout, or their own wallet. Funds settle directly to your address on the configured network.

• Native NEAR networks and supported assets are configured per environment
• NEAR wallet checkout or manual transfer
• Invoice memos provide a machine-readable payment reference

Every payment checked against the chain

Zetra records each relevant NEP-141 transfer with its final transaction outcome, transfer position and token contract. A payment affects invoices and books only after NEAR finality.

• Finalized outcomes are the source of truth
• Balances update only after finality
• Every decision retains its transaction evidence

Know what every payment was for

Versioned rules match each payment using its onchain reference, sender, receiving wallet, amount and payment window. A match is automatic only when the evidence points to exactly one invoice or order. If more than one answer is plausible, Zetra asks you instead of guessing.

• Every decision shows the checks it passed
• Every decision records the rule version that made it
• Partial, over, late and duplicate payments recognized

Keep one ledger for money in and money out

Invoices, matched payments, bills, expenses and corrections post to one double-entry ledger. Zetra keeps unidentified transfers in holding accounts so they never count as revenue or spending until you say what they were.

• Cash or accrual accounting
• Append-only journal with reversing entries
• Chart of accounts and controlled periods

See what arrived, what is missing and what needs review

Compare expected, received, matched and outstanding amounts for any period. Zetra warns you when it's missing chain data for a period, and the review list shows exactly why each held payment wasn't applied.

• Allocation history behind every invoice balance
• Wallet, invoice and ledger integrity checks
• Payments, reconciliation and accountant exports

Move from a total to its source in one click

Profit and loss, balance sheet, cash flow, receivables and payables come from posted journal entries. Each figure can be traced through the entry to the invoice, bill, document or onchain transaction that created it.

• Reports for cash and accrual books
• QuickBooks and Xero import layouts
• Optional monthly proof publication when a contract is configured

Let your own software act on every payment

Create customers, orders and invoices through the API. Versioned financial events and signed webhooks let your systems act on the same conclusions shown in the console.

• HMAC-SHA256 signatures with timestamps
• Retries, attempt history and replay
• Simulated payment events use the same reconciliation pipeline